Advanced Planning (AP)

The intention of Advanced Planning is to ensure that our clients' financial houses are in order so that they can achieve their dreams.

We express it in our formula as:

AP = WE + WT + WP + CP

It is comprised of Wealth Enhancement (WE), Wealth Transfer (WT), Wealth Protection (WP) and Charitable Planning (CP).



Wealth Enhancement (WE)

This process can be key to creating and maintaining your financial comfort. It can include:

• Managing resources and your portfolio
• Tax planning and tax efficiency issues
• Personal savings
• Simplifying your financial life
• Education funding

Wealth Transfer (WT)

Proper estate planning is the most effective way to help ensure that you are able to provide for the finanacial health and well-being of your family.  It also can reduce or prevent much of the stress that so often occurs when heirs attempt to sort out a family member's estate.

Wealth (and Income) Protection (WP)

We work to ensure that your wealth is protected against catastrophic losses, an extended illness or disability and identity fraud.  Business owners might also want to consider strategies to protect their wealth and the value of their businesses.

Charitable Planning (CP)

We help you fulfill any philanthropic goals you might have and maximize the effectiveness of your charitable legacy.