About Us

We are Fiduciaries

As a Registered Investment Adviser (RIA), it is our duty to uphold the highest legal standard of care, trust, and diligence for our clients. We have the elevated duty to protect our client’s assets, and always put our client’s interests first. We believe financial advice should be provided through an educational approach rather than a sales approach.

We are Fee-Only

All advisors and investments have fees. Some charge commissions, or a variety of often “hidden” fees. Our competitively low and transparent fee structure is directly tied to the value of our client’s investments, so our business only grows when our client’s investments grow. We believe that all financial advisors should be tied to the success of their client’s financial strategy, not commissions or corporate sales incentives. Unfortunately, there are many in our industry who do not share this belief.

We utilize Science and Technology

We believe investment decisions should be based on facts and data, not speculation. An Asset Class Investment philosophy is based on 80+ years of market data and Nobel Prize winning research. Our renowned Investment Committees utilize the latest in mathematical data and market research to build a structured approach to help investors achieve their lifetime financial goals.

We Utilize A 3^rd Party Custodian

Invested assets are principally held with a Third Party Custodian such as Charles Schwab & Co., Inc., to provide the peace of mind of account safekeeping, accurate record keeping, monthly reporting, and 24 hour online access.

We are Independent

We are not obligated to any brokerage house or investment bank, but we do not work alone. Our strategic partnerships provide us with an efficient office, leading technology, and access to world renowned Investment Committees. Our client first business model provides the freedom and objectivity to provide a far wider spectrum of investment and financial planning analysis. We are not pressured by sales executives or corporate shareholders attempting to promote unsuitable products, investments, or advice. Our loyalty is to our clients.

We are Comprehensive

Our inclusive Financial Life Planning practices help us understand our client’s goals and values, so we can work together to build a sound financial strategy. Our Professional Team of Estate Planning Attorneys, CPA’s, Insurance Agents, and other Trusted Partners ensure our clients have an exceptional and comprehensive advisory experience. Our goal is to educate our clients about their financial planning and investment options, help manage and simplify their wealth portfolio, and provide peace of mind for today and many years to come.